European Health Insurance Card (EHIC)

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Lithuania, Latvia, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Wondering what the European Health Insurance Card (EHIC) is for? It makes it easy to take care of your medical care in Europe. It attests to your rights to French Health Insurance. You can apply for your card before your stay in Europe. The EHIC may be requested for free by any person attached to the Sickness Insurance, whatever his nationality. We'll lay out the rules for you.

If you change countries from habitual residence, you must use the form S1 , and not the European Health Insurance Card, to register for medical care in your new country of residence.

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What is the support with the EHIC?

The EHIC guarantees care in the country of stay under the same conditions as a social insured person in that country. For example, it could be an appointment with a doctor, a dentist, in the hospital.

The presentation of the EHIC (or your provisional certificate) avoids special procedures in the country of stay.

Thus, you can receive medical care according to the rules and formalities that apply in the country of stay:

Health systems vary greatly from one European country to another. Some services can be free in France, but paid for in other countries. Before leaving, find out more about the health care system of the country you are visiting .

Covered care

The EHIC covers:

Being able to present the EHIC saves you from having to return to your country of usual residence earlier than planned to receive the necessary treatment.

The purpose of your stay should not be to benefit from care. So it shouldn't be scheduled care.

Care not covered

Private care is not covered. You can only submit the EHIC for health care provided by providers in the public system.

If you receive private care, you can ask for a refund once you return to France, in accordance with the tariff in force in France. Some health insurance companies pay for health care expenses abroad.

The EHIC does not allow covering the costs of any medical treatment you have scheduled in one of the European Economic Area (EEA) countries or in Switzerland.

This map is not travel insurance. If you wish to be repatriated free of charge in case of serious illness or accident in another EU country, you must subscribe to a separate insurance.

You're French. You go to Italy to ski. During your holidays, you injure your knee. You must be rescued by Italian rescue services. Back in France, you receive a very high bill for your rescue. You have to pay the full bill, as search and rescue costs are not covered by the European Health Insurance Card.

Settlement arrangements

You benefit from taking according to rules applicable in the country of stay.

If the benefit is free for the insured in the country, it will also be for you. You won't have any money to advance. You may have to pay the user fee (part of the fees you will pay).

If the benefit is paying, you will need to make an advance payment. You can claim refund:

If you did not ask for reimbursement of your medical expenses during your stay, you can therefore present the invoices and the proof of payment to your affiliation fund upon your return to France.

General scheme

If you have a Ameli account, you can request the reimbursement of this care online .

You need to go to your Ameli account under My efforts then Reimbursement for care abroad .

Agricultural arrangements

If you're at home MSA, you must contact her for the refund.